Don’t rent a house to a Tenant without it…
Being a landlord comes with well-known risks. From maintaining the property to managing tenants, landlords are exposed to potential lawsuits on a daily basis.
Like homeowners insurance, landlord insurance will protect your property
against fire damage, storm damage, lightning, wind, hail, etc. It will also cover you when dealing with tenants.
And if you’re ever found liable for someone who is injured on your property, or if you are required to pay for damage done to someone else’s property, it can end up costing you heavily.
Landlord liability coverage can help protect you for many of those risks.
What does Landlord Liability help cover?
Landlord liability coverage kicks in to help pay medical expenses for injured tenants, or legal defense and court judgments made against you for other damages, up to the limits stated in your policy. Coverage may include:
- Tenant injuries
- Proper security for your tenants
- Unlawful behavior by tenants
- General Liability
- Fair Rental Value Coverage
- Inflation Protection
- Personal Injury Protection
- Lock replacement
Does landlord insurance cover the tenant's stuff?
No. It's a common misconception that a tenant's personal belongings will be covered by the landlord's insurance. The tenant needs a renters insurance policy to protect whatever stuff they bring with them. That's why some landlords mandate or strongly encourage their tenants to get renters insurance. The last thing you want is your tenant mad at you because they didn't know their stuff wasn't protected under your policy. We recommend all Landlords require tenants to hold an active Renters Insurance policy while renting your property.
Discounts for Landlords
You may qualify for a discount on Landlord Insurance policies, including:
- Multiple policies
- New/renovated homes
- And more
Worried about the cost?
Our Company specializes in covering local owners like you. We have everything you’ll need, including:
- Monthly payment options
- Coverage of staff
- Claims responsiveness
- Tailored coverage
- Knowledgeable agents
- Fast and simple
Why We're Different
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most.